Make Stuff | Retirement Income Timeline

Retirement Income Timeline

Stacked drawdown view (Investments → 401k → Pension → Social Security) against a mirrored expense curve. Adjust any field — the chart redraws live.

TIMELINE RANGE

Retirement age

Chart end age

INCOME SOURCES

Investments

Start age

Monthly $ at start

Growth %/yr

Pension

Start age

Monthly $ at start

Growth %/yr (COLA)

401(k)

Start age

Monthly $ at start

Growth %/yr

Social Security

Benefit at FRA (67)

COLA %/yr

Start age: 70 · $0/mo

62 (reduced)67 (full)70 (max)

EXPENSES

Monthly $ at retirement

Growth %/yr

CUMULATIVE NET

Starting balance

Social Security uses actual SSA rules: −5/9% per month early up to 36 months before FRA, −5/12% per month beyond that, +2/3% per month for each month delayed past FRA (67) up to age 70.