Retirement Simulator

👤 Profile & Contributions
📊 Portfolio / Returns
◉ Historical: eq 9.3%±18%, FI 4.7%±6%, cash 3%±2%
💰 Base Spending (inflation‑adj)
➕ Additional Expenses
✈️ Entertainment/Travel  (inflation‑adj)
🚗 Automobile  (inflation‑adj)
🏥 Healthcare  (inflation‑adj)
🏠 Property Taxes  (inflation‑adj)
🔨 Home Improvements  (inflation‑adj)
💰 Income Sources
🛡️ Social Security  (inflation‑adj)
📌 Pension 1
📌 Pension 2
10k sims ⏱️ auto‑runs on any change
📈 Monte Carlo balance
age 54 → 88
📋 Balance at selected ages (10th / 50th / 90th)
Age10th %50th %90th %
🎉 Congrats! 10k sims, retiring at 58 — balance at 88: $5,889,104.85 (median)

Disclaimers: Investing involves risk. Principal loss is possible. A momentum strategy is not a guarantee of future performance. Nothing contained within this website should be construed as an offer to sell or the solicitation of any individual.

🔹 Confidence level adjusts the shaded fan. Table shows fixed 10/50/90. ⏱️ Changes auto‑run, manual button also works. Retirement age automatically kept > current age.
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